Who is required to pay Zakat?

Any adult Muslim of sound mind whose wealth has remained at or above the Nisab threshold for one full lunar year is obligated to pay Zakat.

When should I pay my Zakat?

Zakat is due once a full lunar year (Hawl) has passed since your wealth first reached the Nisab threshold. Many people choose to pay during Ramadan for its added reward, though it's due whenever the year completes.

Which assets count toward Zakat?

Cash, bank balances, gold, silver, business inventory, investments, and money owed to you all count. Your primary residence, personal vehicle, and everyday household items do not.

Do I pay Zakat on gold jewelry I wear regularly?

Scholars differ on this. Many hold that all gold and silver, including worn jewelry, is Zakat-eligible. If you're unsure, consult a knowledgeable scholar for guidance specific to your situation.

What if my net assets are below Nisab?

If your net assets fall below the Nisab threshold, no Zakat is obligatory on you for that year — though voluntary charity (Sadaqah) is always encouraged.

Do I need to pay Zakat more than once a year?

No — Zakat is an annual obligation. Once you pay for a given Hawl (lunar year), you don't owe it again on the same wealth until the next Hawl completes.

Zakat Calculator

Calculate your Zakat with confidence

Work out exactly what you owe this year, based on your cash, gold, silver, and other assets — measured against the current Nisab threshold.

A simple, accurate way to calculate your Zakat

Enter your assets and liabilities below. This calculator applies the standard 2.5% Zakat rate and compares your net assets against the current gold or silver Nisab threshold, so you always know exactly where you stand.

What is Zakat?

Zakat is one of the Five Pillars of Islam — an annual obligation for eligible Muslims to give a portion of their wealth to those in need.

Third Pillar of Islam

Zakat is a mandatory act of worship, not a voluntary charity — obligatory for every Muslim whose wealth meets the Nisab threshold.

2.5% of Net Assets

The standard rate is 2.5% of qualifying wealth held above the Nisab threshold for a full lunar year.

One Lunar Year (Hawl)

Zakat becomes due once your wealth has remained at or above Nisab for one full Islamic (lunar) year.

Understanding Nisab

Nisab is the minimum threshold of wealth a Muslim must own before Zakat becomes obligatory — traditionally set using the value of gold or silver.

Gold Nisab

Equivalent to 87.48 grams of gold at today's price.

Silver Nisab

Equivalent to 612.36 grams of silver at today's price.

Today's indicative metal prices

Important Notes

This calculator provides general guidance only and does not constitute religious or financial advice.
Zakat is only due on wealth held for one full lunar year (Hawl) at or above the Nisab threshold.
For rulings specific to your situation — especially around business assets, jewelry, or mixed wealth — consult a qualified Islamic scholar.
Gold and silver prices used here are indicative. Always verify current market rates before finalizing your payment.

Ready to fulfil your Zakat obligation?

Once you know your payable amount, you can donate it directly through Falaq Foundation and we'll ensure it reaches those who need it most.

Donate Your Zakat